Currently browsing Financial Planning

Deferring to a Better Pension

8th November 2016

Pension planning must be a flexible process – changes in legislation and retirement ages means it is important to constantly review and reassess the best course of action. Tricks of the trade can help too, and a little known method in which to boost retirement income is through the... read more

Posted in: Financial Planning, News, Pensions

Awards Success

13th October 2016

We are delighted and very proud to announce that The Fry Group has been recognised in a number of recent awards ceremonies this Autumn. Our Hong Kong office was the recipient of two awards at the inaugural International Adviser Best Practice Awards 2016, one of which was the prestigious... read more

Posted in: Financial Planning, News

A right royal send off

6th June 2016

Whilst we will not be around to see our ‘send off’, the traditionally conservative funeral is changing. Have you given your funeral much thought? It is still a taboo subject but with a little thought and discussion with those to be left behind, we could make matters a whole... read more

Posted in: Financial Planning, Inheritance Tax

Pension Transfers

3rd June 2016

If you are considering changing pension contracts to a new scheme provider, there are number of options that need to be explored. Not only could there be penalties when leaving old contracts, but any guarantees or safeguarded benefits which might be left behind will need to be identified. Considering... read more

Posted in: Financial Planning, News, Pensions

Where have all the people gone?

25th May 2016

The question above is not just a bad line from a post-apocalyptic movie, but more a query about what 2060 might actually look like. There is a lot of talk about longevity in financial planning in connection with planning retirement income, and the long-term care aspects of living into... read more

Posted in: Financial Planning, News

Should you defer your pension?

18th May 2016

Deferring your pension… If you will soon become entitled to a state pension, then the big question is whether you should defer taking it, says FT columnist John Kay. Since you get a 10.4% increase in the pension for every year of deferral if you reached pension age before... read more

Posted in: Financial Planning, News, Pensions

Is my pension safe?

11th May 2016

The saddening news of the demise of British Home Stores (BHS), which echoes the likes of Woolworths, has left the retailers’ debt at an estimated £1.3 billion with a reported £571 million ‘hole’ in the final salary pension scheme. Pension scheme deficits are not uncommon as funding calculations are... read more

Posted in: Financial Planning, News, Pensions